Cost of Living in Missouri

Things cost about ▼ 9% less in Missouri than the national average.

What Things Cost in Missouri

Compared to the US national average

Housing ▼ 21%
Goods ▼ 4%
Services ▼ 30%
See raw index numbers

US national average = 100. Source: BEA Regional Price Parities 2023.

Overall90.8
Housing (Rents)79.4
Goods96.3
Services69.9

Missouri offers two genuine metropolitan areas, Kansas City and St. Louis, both with costs well below the national average. Kansas City has reinvented itself with a vibrant downtown, a booming tech scene, and barbecue that needs no introduction. St. Louis has world-class institutions (Washington University, the Arch, Forest Park) in a metro where $300,000 buys a beautiful home in a desirable neighborhood. Statewide, the cost of living runs about 10% below average, with housing roughly 26% cheaper than the national figure. Missouri has been reducing its income tax and now tops out at 4.8%, making it increasingly competitive.

Missouri at a Glance

Median Household Income$61,043
Median Monthly Rent$930
Median Home Price$209,000
State Income TaxUp to 4.8%
Combined Sales Tax4.225%
Effective Property Tax0.88%

Taxes in Missouri

Missouri's state income tax tops out at Up to 4.8%. The combined sales tax averages 4.225%, which is relatively low. Property taxes run about 0.88% of home value, which on a $209,000 median home means roughly $1,839/year.

Cities in Missouri

Ranked from least to most expensive. Index 100 = national average.

Springfield (78.3) 22% below avg
St. Louis (84.5) 16% below avg
Kansas City (92.6) 7% below avg
Compare Cities

Note: Data based on state-level averages. Full disclaimer.

FAQ About Missouri

Yes. Kansas City's cost of living is about 8% below the national average. Median home prices in the metro are around $209,000, and desirable neighborhoods like Brookside, Waldo, and the Crossroads offer homes for $250,000 to $400,000. The 1% city earnings tax applies to wages earned within city limits. For someone moving from a coastal city, the cost savings on housing alone can be $1,000+ per month.

Very. St. Louis has some of the most affordable housing of any metro with a population over two million. Median home prices in desirable city neighborhoods like the Central West End, Tower Grove, and Soulard range from $200,000 to $350,000. The metro suburbs (Clayton, Kirkwood, Webster Groves) offer excellent schools at prices well below comparable suburbs in other major metros.

Missouri has a graduated income tax topping out at 4.8%, recently reduced as part of ongoing tax reform. Kansas City and St. Louis add a 1% earnings tax on wages earned in those cities. Sales tax averages about 8.25% with local additions. Property taxes are moderate. Social Security is exempt for most households earning under $100,000 AGI.