What Salary Do You Need to Live in Chattanooga, TN?

To live comfortably in Chattanooga, a household needs to earn roughly $60,000/year. That's about $5,000/month before taxes.

The Number: $60,000/year

At $60,000 per year, a household in Chattanooga can afford median-priced rental housing at roughly 28% of gross income.

This is based on Chattanooga's median monthly rent of $1,396 and the 28% housing guideline. Source: Census ACS 2024.

Chattanooga at a Glance

Median rent$1,396/mo
Median home price$323,700
Median household income$66,060
State income taxNone
Sales tax9.25%

Sources: Census ACS 2024, Tax Foundation.

For Single Residents

A single person can live comfortably in Chattanooga on roughly $40,000/year. That's about $3,333/month before taxes.

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Note: Salary estimates are based on the 28% housing guideline applied to median rents from Census ACS 2024. Individual circumstances vary. Full disclaimer.

Salary Questions About Chattanooga

The median monthly rent is $1,396. Using the 30% guideline, you need about $56,000/year to afford this comfortably.

The median home price is $323,700. With a 20% down payment, you would need roughly $64,740 saved and a household income to support the mortgage payments.

The median household income is $66,060/year. Our recommended salary of $60,000/year is near the median, reflecting a comfortable (not extravagant) standard of living.