Cost of Living in Sacramento, CA

Sacramento is about 25% more expensive than the national average.

What Things Cost

Compared to the US average (100)

Renting
Census ACS 2024
▲ 34%
Buying
Census ACS 2024
▲ 25%
Goods
BEA RPP 2023
▲ 5%
Services
BEA RPP 2023
▲ 33%

Sacramento at a Glance

Median rent$1,846/mo
Median home price$515,800
Median household income$91,387
State income taxUp to 13.3%
Combined sales tax8.75%
Effective property tax0.72%

On the median income of $91,387, state income tax is roughly $12,154/year.

Sources: Census ACS 2024, Tax Foundation.

Sacramento has become the go-to escape for Bay Area refugees who want to stay in California. The Farm-to-Fork Capital has a genuine food scene driven by Central Valley agriculture. The median home price of about $480,000 is less than half of San Francisco's. State government employment provides stability. The city has reinvested in its downtown, Midtown, and the waterfront.

How People Get Around

Source: Census ACS 2024.

Drive alone66.3%
Public transit2.2%
Carpool10.2%
Work from home16.2%
Walk2.2%
Bicycle1.3%

Who Lives Here

Source: Census ACS 2024.

Population535,787
Median age36
College degree or higher37.6%
Homeowners50.8%
Renters49.2%
Foreign born24.2%
Vacancy rate6.1%

Why People Move to Sacramento

California living at roughly half the Bay Area price. The farm-to-table food scene is nationally recognized. Government and healthcare provide job stability. The revitalized downtown and Midtown have walkable character. Proximity to Lake Tahoe (90 minutes), Napa/Sonoma wine country (1 hour), and San Francisco (90 minutes) provides weekend variety.

Neighborhoods

Midtown is the walkable grid with restaurants and bars. East Sacramento has tree-lined streets and Tudor homes. Land Park has the zoo and established character. The Handle District and R Street corridor are trendy. Elk Grove and Roseville are family suburbs. West Sacramento offers lower prices across the river.

Things to Consider

Summer heat is intense (100°F+ regularly). California's 9.3%+ income tax applies statewide. Flood risk from the Sacramento and American Rivers is real. Air quality suffers from Central Valley agricultural burn and wildfire smoke. The city lacks the coastal climate and cultural density of San Francisco or LA.

Compare Sacramento To...

San Francisco Compare →

Sources: Housing from Census ACS 2024. Goods and services from BEA Regional Price Parities 2023 (Sacramento-Roseville-Folsom, CA). Taxes from Tax Foundation. Demographics from Census ACS 2024. Full disclaimer.

Frequently Asked Questions About Sacramento

Dramatically. Median homes are $515,800 vs $1.35 million. The same California income tax applies, but housing savings of $2,000+ per month change the financial picture completely.

Yes. The Farm-to-Fork Capital designation reflects genuine agricultural abundance. The Central Valley produces more food than any comparable region in America, and Sacramento restaurants leverage that proximity. Mulvaney's, The Kitchen, and a growing constellation of neighborhood restaurants have earned national attention.

Hot. Sacramento averages about 35 days above 100°F per year. July and August are consistently in the mid-to-high 90s. The heat is dry, making it more tolerable than humid cities, but air conditioning is essential. Fall through spring is pleasant.