Cost of Living in Knoxville, TN

Knoxville is about 12% cheaper than the national average.

What Things Cost

Compared to the US average (100)

Renting
Census ACS 2024
▼ 6%
Buying
Census ACS 2024
▼ 29%
Goods
BEA RPP 2023
▼ 6%
Services
BEA RPP 2023
▼ 21%

Knoxville at a Glance

Median rent$1,289/mo
Median home price$294,700
Median household income$57,298
State income taxNone
Combined sales tax9.75%
Effective property tax0.67%

No state income tax. That saves a typical household thousands per year compared to states like California (13.3%) or New York (10.9%).

Sources: Census ACS 2024, Tax Foundation.

Knoxville is the gateway to the Great Smoky Mountains and the University of Tennessee's home city. The cost of living is about 11.5% below the national average with no state income tax. The median home price of roughly $275,000 puts homeownership within reach. Market Square has been revitalized into a walkable dining and entertainment center. For outdoor enthusiasts who want Appalachian access at an affordable price, Knoxville delivers more than its reputation suggests.

Who Lives Here

Source: Census ACS 2024.

Population198,708
Median age33
College degree or higher37.3%
Homeowners46.1%
Renters53.9%
Foreign born7.9%
Vacancy rate9.6%

Why People Move to Knoxville

The Smoky Mountains are 30 minutes from downtown. The University of Tennessee provides Big Ten SEC sports, cultural events, and healthcare employment. Market Square and the Old City have become legitimate dining destinations. The World's Fair Park and Sunsphere are quirky landmarks. Ijams Nature Center provides urban outdoor access. The cost of entry is low for a metro of nearly a million people.

Neighborhoods

Market Square and the Old City are the revitalized downtown core. Fourth and Gill is a charming historic neighborhood. Sequoyah Hills is affluent along the Tennessee River. Bearden is the west Knoxville dining strip. Farragut is the affluent western suburb. For affordable options, South Knoxville and Fountain City offer lower prices.

Things to Consider

Knoxville's growth has been slower than Nashville or Chattanooga. The food scene is developing but not yet at peer levels. The university dominance means the city empties during breaks. Traffic on I-40/I-75 through town can be congested. The 9.75% combined sales tax is high. Summer is hot and humid.

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Sources: Housing from Census ACS 2024. Goods and services from BEA Regional Price Parities 2023 (Knoxville, TN). Taxes from Tax Foundation. Demographics from Census ACS 2024. Full disclaimer.

Frequently Asked Questions About Knoxville

Very. About 11.5% below the national average with no state income tax. The median home price of $294,700 is roughly half of Nashville's $420,000. For Smoky Mountain access at these prices, the value is compelling.

The park entrance at Gatlinburg is about 35 minutes from downtown Knoxville. Cades Cove is 50 minutes. You can hike in the most-visited national park in America and be home for dinner. This daily access to world-class hiking and nature is Knoxville's lifestyle trump card.

Knoxville has the Smoky Mountains, a larger university, and a bigger metro. Chattanooga has the better-revitalized downtown, gigabit fiber internet, and a more outdoors-focused identity. Both have no income tax and are affordable. Knoxville is larger and more established. Chattanooga is trendier and more walkable downtown. They are 100 miles apart on I-75.