The Most Affordable Cities in California (2026)

Ranked by cost index: the average of renting, buying, goods, and services compared to the national average (100). All data from Census ACS 2024 and BEA Regional Price Parities 2023.

1

Fresno

102.4

Rent: $1,552/mo · Homes: $396,300 · Income: $74,491

Up to 13.3% · Sales tax: 8.35%

2

Bakersfield

103.9

Rent: $1,708/mo · Homes: $406,500 · Income: $82,093

Up to 13.3% · Sales tax: 8.25%

3

Stockton

113.7

Rent: $1,635/mo · Homes: $456,800 · Income: $78,627

Up to 13.3% · Sales tax: 9.0%

4

Sacramento

124.4

Rent: $1,846/mo · Homes: $515,800 · Income: $91,387

Up to 13.3% · Sales tax: 8.75%

5

Riverside

133.3

Rent: $2,060/mo · Homes: $616,400 · Income: $90,004

Up to 13.3% · Sales tax: 8.75%

6

Long Beach

157.2

Rent: $1,962/mo · Homes: $849,500 · Income: $91,318

Up to 13.3% · Sales tax: 10.25%

7

Los Angeles

163.1

Rent: $1,958/mo · Homes: $947,900 · Income: $82,263

Up to 13.3% · Sales tax: 9.5%

8

Oakland

168.9

Rent: $2,008/mo · Homes: $884,000 · Income: $102,235

Up to 13.3% · Sales tax: 10.25%

9

San Diego

175.4

Rent: $2,414/mo · Homes: $980,700 · Income: $111,032

Up to 13.3% · Sales tax: 7.75%

10

San Francisco

203.1

Rent: $2,448/mo · Homes: $1,314,700 · Income: $139,801

Up to 13.3% · Sales tax: 8.625%

11

San Jose

205.2

Rent: $2,674/mo · Homes: $1,271,200 · Income: $148,226

Up to 13.3% · Sales tax: 9.25%

12

Irvine

212.9

Rent: $3,091/mo · Homes: $1,510,300 · Income: $145,731

Up to 13.3% · Sales tax: 7.75%

Sources: Rent and home prices from Census ACS 2024. Goods and services from BEA Regional Price Parities 2023. Tax rates from Tax Foundation.